Peace of Mind for Landlords in Surrey & Hampshire
At Bourne, we know how important it is to protect what matters most and if you’re a landlord, that starts with securing your rental income.
While we’re proud to say we have very few rent arrears across our managed portfolio, the reality is that even one missed payment can cause significant financial stress, particularly with the cost of living and market pressures. Which is why we’re strongly recommending our Rent & Legal Protection product to every landlord we work with.
Why Consider Rent Protection Now?
Whilst we ensure before the tenancy starts that they are suitable tenants, we cannot reference for the future. Let’s face it — even great tenants can hit hard times. Job loss, health issues, and personal circumstances can all affect someone’s ability to pay rent. Unfortunately, recovering that lost income can be slow, stressful, and expensive.
Right now, across the UK it’s taking landlords an average of 9.2 months to regain possession from a defaulting tenant. That’s a long time to go without rent and most standard contents or buildings insurance policies don’t cover rent loss.
What Makes the Bourne Policy so Different?
Unlike many providers, our recommended Rent & Legal Protection policy remained available even during Covid and it remains one of the most comprehensive and reliable products on the market today.
Here’s what you receive:
✅ 100% of the monthly rent paid (with no cap on the number of months but limited to £100,000) until vacant possession is secured
✅ 90% of rent covered for up to six weeks after possession (when re-let through us)
✅ Legal expenses up to £100,000 including appeals and legal representation
✅ No excess on claims made within the first 45 days
✅ Coverage for tenant damage exceeding the deposit (up to £1,000)
✅ First month’s rent covered, even if the tenant takes possession but fails to pay
✅ 90 days of alternative accommodation for the landlord if you’re unable to reoccupy your own property
✅ Protection in rent increase disputes (following a valid Section 13 notice)
And here’s one of the biggest benefits: we handle the entire claim for you. No forms, no long waits on hold, just expert support from our team.
The Real-World Impact
Imagine this: your tenant loses their job, stops paying rent, and decides not to leave. You’re facing months of legal action, empty promises, and zero income — all while still paying your mortgage, insurance and potentially maintenance bills.
With our policy, your rental income is protected from day one of default, legal action is taken care of for you, and your finances are safeguarded while we regain possession. It’s not just insurance, it’s peace of mind.
Is it Worth it if You’ve Never Had a Problem Tenant?
Absolutely. Most landlords don’t expect to need this kind of cover — until they do (as you don’t insure your car expecting a crash). As much as we pride ourselves on placing high-quality, professional tenants, life happens. And having this level of protection ensures you’re not left out of pocket if the unexpected occurs.
Let’s Keep Your Investment Working for You
Whether you own a single property in Surrey, manage a rental in Hampshire, or have a growing portfolio in one of the towns in which we operate, we believe Rent & Legal Protection should be part of your landlord toolkit.
Want to learn more about how this policy can protect your income and reduce your stress?
Get in touch with your local Bourne branch today — we’ll talk you through the options and get you covered with confidence.
👉 Contact your nearest Bourne office
